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PLAN 1: Short Term Medical Insurance 
Lowest
Priced
Liberty Short Term Medical – Chesapeake
Life Insurance Company
Length of coverage: 30 days up to 180 days (6 months)
A.M. best Rating: A- Excellent
Guarantee 10 day return of premium
PLAN 2: Short Term Medical Insurance Affordable
Price, Longest Coverage
Competitor Select Short Term Medical - TIG Specialty Group
Length of coverage: 30 days up to 12 months
A.M. best Rating: B + + Very Good
Guarantee 30 day return of premium
PLAN 3: Short Term Medical Insurance
Health Link Short Term
Medical – Clarendon National Insurance Company
Length of coverage: 30 days up to 12 months
A.M. best Rating: A- Excellent
Guarantee 30 day return of premium
These Short term Medical Insurance plans are fully insured and rated by A.M. Best Reports, an independent analyst of the insurance industry.Short term Medical Insurance is issued on a temporary need and terminates at the end of the period applied for. If the need for Short term Medical Insurance continues, you may apply for another new Short term Medical Insurance coverage period. Your application is subject to the eligibility and underwriting requirements. Furthermore the coverage is not continuous. Any condition that incurred expense during the last coverage period will be treated as a Pre-Existing Condition, and excluded under the next coverage period. These plans are major medical plans designed to protect you in the event of an illness or injury, and are not meant to cover routine exams and preventive care.
